If you accidentally delete important information, smartphone owners try to find the trash can in the phone to recover the information. Unlike computers, the system does not initially have such functions, it is necessary to build in third-party software designed to delete unnecessary files.
There is no specific subsection for Android and iOS-based remote files. The only way out is to install a third-party program with a garbage collector function. Standard storages have similar capabilities used for photos and videos; information is stored on the server for one month.
Modern Android phones have a standard option located in the Photos subsection. Pictures and videos are posted there for 30 days, then are automatically erased. Deleted items can be restored only this month. To find these functions you need:
Important! Each file has its own retention period. You can clear the collection or restore accidentally erased data.
Utilities are used to erase or restore any files, including system files. Before installing the program, you need to carefully study its capabilities.
The application belongs to file managers, includes a built-in browser and an analogue of the classic garbage collector. All erased information is here.
Russian citizens abroad have access to the same investment objects as in Russia:
Investments in foreign companies attract more profitability, reliability, favorable investment climate in a number of countries, especially in the offshore zone. In some states, laws not only provide significant tax cuts for investors, but also give the right to second citizenship to those who invest in the country's economy. These include not only Cyprus, the Caribbean and other offshores, but also the most developed countries of Latin America (for example, Ecuador).
There are several ways to invest in shares, foreign companies:
The average yield on government bonds of the USA or EU countries is 1-2% per annum after deducting inflation. Shares - up to 12-14% per annum. Speaking about investments in foreign companies, it is better to consider investments for a period of 5 years or more. In rare cases - 3 years (for example, with portfolio investments).
For example, among the Russian stocks traded on the Moscow Exchange, only 50 of 280 can be considered liquid. Excluding the over-the-counter market, more than six thousand shares of various companies are sold in the United States. Among them, at least half of them can be safely classified as liquid. Therefore, the American market offers more variations in the compilation of a diversified investment portfolio, which can hardly be compiled on Russian stock exchanges.
American stocks are traded in the world's most popular reserve currency - US dollars. The overwhelming majority of companies regularly pay dividends on a quarterly basis, and some even monthly.
When choosing the right program, two factors matter:
Most of the programs in Sberbank are urgent. The contract with the client is concluded for a period from one day to several months.
Choose a profitable savings deposit for storing savings, the client takes into account a number of conditions:
The implementation of this type of deposit takes place in the form of life insurance. That is, it combines the functions of a deposit and an insurance contract operating in parallel with an investment investment agreement.
All investment funds of citizens are protected by Sberbank. Even if the launched program does not justify itself, the citizen will receive his money back in full. The refund occurs regardless of the losses of the bank itself.
Having decided to make an investment, an investor should be aware of what an investment deposit in Sberbank is and how it works.
Gold is a precious metal that is extracted from mining ore. Gold deposits are rare all over the world. Most of them are already being developed, and the rest are located in hard-to-reach places. Gold mining is a very labor-intensive and slow process, which provides this metal with the status of a rare metal. Gold also has unique physical and chemical parameters: anti-corrosion, ductility, and the ability to withstand the effects of chemicals. In addition to durability, it is characterized by excellent electrical conductivity - gold is actively used in the space and aviation industries, when creating computer components, etc.
Investing in gold
Buying gold as an investment is a stable option that saves money from inflation, devaluation and loss of purchasing power. The extraction of this metal is becoming more expensive every year, which directly affects the growth of its value. The historical chart of gold quotes in Russia and the world clearly shows the upward trend:
In the late 1970s. world powers decided to abandon the gold standard and switch to the exchange rate, which was regulated only by supply and demand in the market. This allowed to eliminate many problems of the post-war period, but at the same time it became the reason for the emergence of new problems. World economies are regularly shaken by crises. That is why the standard gold investing strategy is based on the assumption that the gold standard will return - in the same or modified form. In this case, gold as a currency standard will significantly strengthen its position in the market in the coming decades.
Experts call the main factors behind the rise in the value of gold:
In addition to all of the above, one should note the global trend towards de-dollarization of settlements and the propensity of central banks of various powers to increase the share of gold metal in gold and foreign exchange reserves. An obstacle to an increase in the value of gold may be an increase in interest rates by the FRS, a successful conclusion of an agreement on mutual trade between China and the United States, stimulation of the economies of developed countries with an effective fiscal policy. However, experts consider all these events unlikely.
Throughout human history, the dynamics of gold prices has been only positive. However, this rule is valid only for a long time period. Let's list some of the main advantages of the yellow metal as an investment instrument:
It is for these qualities that people around the world appreciate and love gold. And in order to keep the savings and make money on them, every investor should turn to this precious metal.
The price dynamics of the gold market in recent years has experienced both ups and downs. Today it is no longer subject to such significant fluctuations and is stable. A major collapse in value was observed after the entry into force of the Frank Act, which prohibited the trading of gold in banks and exchanges. An even greater price decline took place after the Soros fund began selling its securities.